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| Michelle Sebastian |
Mortgage Originator
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3121 Vestal Parkway East
Vestal, NY 13850
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| Office: (607)797-3774 |
| Cell Phone: (607)372-8410 |
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| Fax: (607)797-1559 |
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Email: msebastian@nbtbank.com
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Business Hours: Monday through Friday – 8:00am to 5:00pm
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For over 10 years, Michelle has been dedicated to providing a high quality customer experience for all of her customers. With experience in the Loan Origination, Processing and Underwriting and Closing areas, Michelle can confidently guide each borrower through the home purchase or refinance process, and place you in the loan product to fit your individual need. This focus has helped Michelle develop many long-term relationships with her business partners and past customers.
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You can call or e-mail me to answer any of your questions or to ask for advice. |
We can get your mortgage approved in minutes, rather than days or weeks! |
We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage. |
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and I am always just a call or e-mail away! |
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Today's Featured Rates
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| Rate |
APR |
Points |
| 6.000% |
6.085% |
0.250% |
| Rate |
APR |
Points |
| 6.625% |
6.678% |
0.250% |
| Rate |
APR |
Points |
| 5.500% |
5.159% |
0.250% |
| Rate |
APR |
Points |
| 5.375% |
5.043% |
0.250% |
Assumptions
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